As we are concluding Q3 and going into Q4, I’m glad that 2015 has been another great year, though not exactly lucky for me. I got into an accident, hurt my feet and lost my wallet the first time in my life.
Most of the goals that I’ve set for this year has been checked off the list though.
I have finished my ACCA exams, and is now officially a CPA Affiliate! Not that I’m going to find another job to be an accountant; nor does this change much of anything. I’m glad that I’m done with studying. Studying while working is really tough, especially if you would actually want to have a life. So glad I'm done with this one. =)
An unexpected event threw us off our plans though – we got a car. Yes, I know, absolutely foolish financially when we do not need a car and have free transport to work. It’s an additional expense of almost $2k if not for some help from this parents. It's still a substantial sum of money that could be invested for early retirement and holidays. Although I’m now excited about having our first ride, I can’t say that this has not weighed us down financially and perhaps mentally. I dislike liabilities and hate having to worry about money. After all the sums, we can probably afford it, but things will be different if kids come into the equation and we can no longer enjoy those amazing holidays. If not for the over-trade rebate from the MIL’s old car, and relatively cheaper COE now, we probably wouldn’t have done it. Having said that, since it’s a done deal, we must make sure that we get most out of the car. I’m already planning weekends out with Chikey, and the many places that I always wanted to go but couldn’t without a car. This almost translates to pay more to spend more. =_=”
And with 9 months on my violin, 6 months of piano classes, I’m preparing for Grade 3 ABRSM exams early next year! It brings me so much joy to be able to do what I love and make so much progress over the months. It’s hard work, but it’s a process that I actually enjoy, more than studying for ACCA!
Fitness wise, I’ve been pretty consistent this year till recently. I love BodyPump and BodyCombat, and all the muscles that I'm building. It feels great being stronger and having the energy to do all I do, though my mum constantly reminds me that I'm too 'fat'. It's annoying, but it's also amazing how because of her, I have learnt to not let peoples' opinion of me bother me too much over the years. Life is too short to bother about what people think.
And here is a picture of us, scaling 2 volcanoes in Indonesia after our exams. It was another great adventure. We climbed Ijen in the dark, leaving the hotel at midnight and reached the top before daybreak. I hope that we stay fit enough to do this again! And I hope that I get to sit down and write about this trip, and our 10th anniversary trip to Maldives last December. And there was Hanoi and Ho Chi Minh.
The haze is making me so allergic and I’m relying on my inhaler at times. Apart from necessary, I’m hiding at home as much as possible. I have been coughing since weeks ago too. I hope this haze goes away soon! Shooo~
And here is a picture of us, scaling 2 volcanoes in Indonesia after our exams. It was another great adventure. We climbed Ijen in the dark, leaving the hotel at midnight and reached the top before daybreak. I hope that we stay fit enough to do this again! And I hope that I get to sit down and write about this trip, and our 10th anniversary trip to Maldives last December. And there was Hanoi and Ho Chi Minh.
The haze is making me so allergic and I’m relying on my inhaler at times. Apart from necessary, I’m hiding at home as much as possible. I have been coughing since weeks ago too. I hope this haze goes away soon! Shooo~